Business Owners
There is no doubt that owning your own business is one of the most rewarding accomplishments in one’s lifetime. It provides the business owner total freedom and control to make decisions and grow. With so many decisions to be made, we often see many that are slated for “get to later”. Unfortunately, “later” never comes. We help owners build comprehensive plans to make sure that all the hard work does not get lost for lack of planning.
Business Owners
1. Key man
2. Buy-sell
3. Executive bonus plans
4. Retirement
5. Asset management
Employee plans:
1. Retirement
2. Health
3. Life
4. Disability
Long Term Care
With the rising cost of health care accompanied with the population living longer has made long term care a conversation must. We can design a plan to help manage these costs. Whether to assist with-in an asset based approach or fully funded, we can structure the right strategy.
Long Term Care
1. Long term care
2. In home care
3. Assisted living
4. Adult day care
5. Nursing home care
Retirement
Early in one’s career the thought of retirement seems so far away. Life gets in the way with and the focus can get drawn to other things. We can help you plan for long term goals as well as when you reach retirement give you income options so you can enjoy the things you want.
Retirement
1. Income options
2. Asset management
3. Required Minimum Distributions (RMD)
4. IRA, Traditional and Roth
5. Qualified & Non-qualified plans
6. Medicare supplement
Disability
We never want to think about having a disability that can prevent us from living our lives like we planned. Planning for the unexpected can prevent you and your loved ones from having the burden of financial decisions and focus on getting the care you need. We can design a strategy that can complement your employer group plan or a stand-alone plan.
Disability
1. Income protection
2. Supplement employer plan
Education
With the need for higher education in today’s marketplace, education is more important than ever. There are many avenues you can choose when looking to funding education costs. We can educate you on which one suits your needs best.
Education
1. Future scholar 529s
2. Non-qualified plans
3. In-state prepaid plans
Family
Starting a family is one of life’s most rewarding events. Let us help you work on a plan to help you protect your family. We can design a custom comprehensive strategy where we focus on what’s important to you and your family’s needs.
Family
1. Legacy planning
2. Income protection
3. Debt elimination
4. Education
5. Retirement
6. Special needs
7. Health insurance